When you’re traveling far from home, you never know what might happen. Travel insurance can help you with minor annoyances and major emergencies overseas — and save you money, too. There are different types of coverages being provided by various insurance companies. Some of the most common covers are:
- Medical Emergency – Travel insurance can often guarantee payment to doctors and hospitals. Without insurance, you’ll probably have to pay out of pocket.If you require a medical evacuation, travel insurance can pay for you to be transported to the nearest appropriate facility following a covered illness or injury. Without insurance, you could receive a five-figure medevac bill.
- Trip Modification/Cancellation – If you have to cancel your trip for a covered reason, travel insurance can reimburse you for your prepaid, non-refundable trip costs. Without insurance, you could lose all the money you spent.
- Loss of Baggage – If your bag is lost or stolen, managing the situation can be incredibly difficult. Depending on the travel insurance policy terms, insurer will help reimburse you for the items in your luggage.
- Delay in Baggage – Almost everybody has a story about a time when they travelled and their luggage was accidentally sent elsewhere or unnecessarily delayed. If this happens and you have a travel insurance policy, you can rest easy. Your travel insurance plan will help cover the cost of any necessary personal items that you need to purchase until your bag can reach you.
- Loss of Passport – Obtaining a new passport in a foreign country isn’t always easy. Your international travel insurance policy will help you with the necessary and reasonable expenses that are attached to getting a new passport made.
- Delayed Flights – Bad weather or a local strike could delay your flight by more than 12 hours. If this is the case, you might have to book another night’s stay at a hotel or incur some other additional expenses. Having a travel insurance policy will help you take care of these expenses if your flight happens to be delayed.
Peace of mind is priceless when you’re traveling abroad. At Saferisk, we understand how stressful it can be to land up in an unwanted situation during travel. Therefore, our dedicated team of experts in travel and health insurance would ensure that you have the right coverage before you make your next travel plan. Also, during times of distress, our 24*7 support facility, would be there with you to take care of your needs.
